Payment Policy

Last Updated: 20-sep-2026

At Bearify, we want your shopping experience to be simple, safe, and secure. This Payment Policy explains the payment methods we accept, how your payment information is protected, currency and tax details, and what to do if you have a payment issue. By placing an order on our website https://bearify.shop, you agree to the terms described in this policy.

1. Accepted Payment Methods

We accept the following payment methods for all orders:

Payment Method	Type	Processing Time
Visa	Credit / Debit Card	Instant
Mastercard	Credit / Debit Card	Instant
American Express	Credit / Debit Card	Instant
Discover	Credit / Debit Card	Instant
PayPal	Digital Wallet	Instant
Apple Pay	Digital Wallet	Instant
Google Pay	Digital Wallet	Instant

All payments are processed in US Dollars (USD). If your card or payment method is in a different currency, your bank or payment provider may apply a currency conversion fee. We are not responsible for any such fees.

2. Payment Security

Your payment security is our top priority. We use industry-standard encryption and secure payment gateways to protect your payment information.

• SSL Encryption: Our website uses SSL (Secure Socket Layer) encryption to protect your personal and payment data during transmission.
• PCI-DSS Compliance: All payments are processed by PCI-DSS compliant payment processors. We do not store full credit card details on our servers.
• Fraud Monitoring: We monitor transactions for suspicious activity to protect both you and us from fraud.
• Tokenization: Payment card details are tokenized, meaning your actual card number is never stored on our systems.

3. Billing Information

When you place an order, you must provide accurate and complete billing information, including your full name, billing address, and payment details. Providing false or inaccurate information may result in your order being cancelled.

The name on your payment method must match the billing name you provide. If there is a mismatch, your order may be delayed or declined.

4. Payment Authorization

When you place an order, we will pre-authorize your payment method for the total order amount (including shipping and taxes). This is a temporary hold to ensure funds are available. The actual charge will occur when your order is shipped.

• If your order is cancelled before shipment, the pre-authorization hold will be released within 3–5 business days, depending on your bank.
• If your order is partially shipped, you will only be charged for the items that have shipped.

5. Sales Tax

Sales tax is applied to your order based on the shipping address and the tax laws of your state. The applicable sales tax will be calculated and displayed at checkout before you complete your purchase.

• For orders shipped within Ohio, sales tax will be applied as required by law.
• For orders shipped to other US states, sales tax will be applied where required by state law.
• International orders may be subject to customs duties, import taxes, or VAT, which are the responsibility of the customer.

6. Failed or Declined Payments

If your payment is declined or fails for any reason, your order will not be processed. Common reasons for declined payments include:

• Insufficient funds
• Incorrect card details (number, expiry date, CVV)
• Expired card
• Card blocked by your bank for security reasons
• Billing address mismatch

If your payment is declined, please contact your bank or payment provider first. If the issue persists, you may try another payment method or contact us at support@bearify.shop for assistance.

7. Duplicate or Incorrect Charges

If you notice a duplicate charge or an incorrect amount on your statement, please contact us immediately at support@bearify.shop with your order number and a screenshot of the charge. We will investigate and resolve the issue promptly.

• If a duplicate charge occurred due to a technical error, we will issue a full refund for the duplicate amount within 5–7 business days.
• If the incorrect charge was due to a pricing error on our website, we will refund the difference or cancel the order and issue a full refund, as per our Terms and Conditions.

8. Refunds

Refunds are governed by our Return & Refund Policy. When a refund is approved, it will be issued to your original payment method. Refund processing times may vary depending on your bank or payment provider:

• Credit/Debit Cards: 5–10 business days
• PayPal: 3–5 business days
• Apple Pay / Google Pay: 5–10 business days (depending on linked card)

9. Chargebacks

If you initiate a chargeback with your bank or credit card company without first contacting us, we reserve the right to dispute the chargeback and provide evidence of the transaction, including order confirmation, shipping tracking, and delivery confirmation.

We encourage you to contact us first at support@bearify.shop so we can resolve any issue quickly and fairly.

10. Changes to This Payment Policy

We may update this Payment Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this policy periodically.

11. Contact Us

If you have any questions about our Payment Policy, please contact us: